Coverage
Repair and replacement coverage for your whole home
When a covered item breaks down from normal wear and tear, we send a licensed pro and cover the cost of the repair — or replacement when it can’t be repaired.

Covered
Home systems
The essential systems behind your walls that keep your home safe, comfortable and running.
Heating system
Furnaces, heat pumps, boilers and wall heaters, including components and controls.
Air conditioning
Central A/C and heat-pump cooling: compressor, coils, condenser, refrigerant recharge.
Ductwork
Heating and cooling ductwork from the unit to the register.
Electrical system
Panels, sub-panels, wiring, outlets, switches and fuses.
Interior plumbing
Leaks and breaks in water, drain, gas and vent lines; valves and toilets.
Plumbing stoppages
Clearing sink, tub, shower and toilet stoppages and main lines to 100 ft.
Water heater
Gas, electric and tankless water heaters up to 75 gallons.
Garbage disposal
Repair or replacement of the disposal unit.
Ceiling & exhaust fans
Ceiling fans and built-in bath and kitchen exhaust fans.
Doorbells & smoke detectors
Hard-wired doorbells, smoke and CO detectors.
Covered
Appliances
The kitchen and laundry appliances your family relies on every single day.
Kitchen refrigerator
Including built-in ice maker and water dispenser.
Range, oven & cooktop
Gas and electric ranges, wall ovens and cooktops.
Dishwasher
Built-in dishwasher, all components.
Built-in microwave
Over-the-range and built-in microwaves.
Clothes washer
Top- and front-load washers.
Clothes dryer
Gas and electric dryers.
Garage door opener
Opener motor, sensors and remotes.
Add-ons
Optional add-ons
Extend your plan to cover pools, wells, septic systems, an extra refrigerator and roof leaks.
Pool & spa equipment
Pumps, motors, filters, heaters and timers.
Well pump
Well pump and pressure tank for primary water supply.
Septic system
Septic pumping and line repair.
Additional refrigerator
A second refrigerator or stand-alone freezer.
Roof leak repair
Repair of roof leaks over occupied living areas.
Good to know
What isn’t covered
We believe in clear coverage. These are the most common exclusions — your service agreement lists them all.
- Pre-existing conditions known before your coverage starts
- Damage caused by weather, fire, flood, pests or accidents (that’s homeowners insurance)
- Failures due to lack of maintenance, misuse or improper installation
- Cosmetic defects, and items not listed as covered
- Commercial-grade equipment or systems serving more than one dwelling
- Code upgrades, permits and access costs beyond plan limits (Premier Plus includes up to $500)
Protect your home before the next breakdown.
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