Systems Shield
Protect the systems that keep your home running.
Coverage for the major systems behind your walls — heating, cooling, electrical, plumbing and your water heater.
$49/month
or $529/year
- 10
- covered items
- $3,000
- per-item limit
- $100
- service fee per visit
- 30 days
- money-back guarantee
What’s covered
Everything in Systems Shield
Repair or replacement of covered items that fail from normal wear and tear, up to your plan limits.
Home systems
- Heating systemFurnaces, heat pumps, boilers and wall heaters, including components and controls.Included
- Air conditioningCentral A/C and heat-pump cooling: compressor, coils, condenser, refrigerant recharge.Included
- DuctworkHeating and cooling ductwork from the unit to the register.Up to $1,000
- Electrical systemPanels, sub-panels, wiring, outlets, switches and fuses.Included
- Interior plumbingLeaks and breaks in water, drain, gas and vent lines; valves and toilets.Included
- Plumbing stoppagesClearing sink, tub, shower and toilet stoppages and main lines to 100 ft.Included
- Water heaterGas, electric and tankless water heaters up to 75 gallons.Included
- Garbage disposalRepair or replacement of the disposal unit.Included
- Ceiling & exhaust fansCeiling fans and built-in bath and kitchen exhaust fans.Included
- Doorbells & smoke detectorsHard-wired doorbells, smoke and CO detectors.Included
Optional add-ons
- Pool & spa equipment+$15.00/mo
- Well pump+$6.00/mo
- Septic system+$6.00/mo
- Additional refrigerator+$5.00/mo
- Roof leak repair+$8.00/mo
Not covered
- Pre-existing conditions known to the homeowner before coverage begins.
- Damage from lack of maintenance, misuse, pests, or acts of nature (flood, fire, earthquake).
- Cosmetic defects and items not listed as covered.
- Commercial-grade equipment and systems serving more than one dwelling unit.
- Costs to access, remove or replace items beyond the per-item limit.
Compare
Other DriveGuard plans
Questions
Plans & pricing
What is the service fee?
A flat amount you pay per service request, regardless of the repair cost. Your fee is listed on your contract and in My DriveGuard.
Is there a waiting period?
Coverage begins 30 days after your contract is approved. Home buyers whose plan is purchased at closing are covered from the closing date.
Can I cancel?
Yes. You may cancel within 30 days for a full refund less any claims paid, and anytime after that for a pro-rated refund as described in your service agreement.
Can I pay monthly?
Yes. Every plan is available with monthly or annual billing. Annual billing saves about 10% compared with paying monthly.
Can I add coverage for my pool, well or septic system?
Yes. Pool and spa equipment, well pumps, septic systems, an additional refrigerator and roof leak repair can be added to plans where they are not already included.
Get Systems Shield for your home
See your exact price in minutes — no obligation.